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Raising Financially Capable Heirs: Teaching the Next Generation About Wealth Without Spoiling Them

Raising Financially Capable Heirs: Teaching the Next Generation About Wealth Without Spoiling Them

by Monty Souther, PFP®, CFP® | Aug 25, 2026 | Financial Planning

For many families who have built significant wealth, the biggest worry isn’t whether there will be enough to pass on. It’s whether the next generation will be ready for it. Will inherited wealth undermine work ethic? Will it dull judgment, or create a...
Financial Planning for Aging Parents: Powers of Attorney, Long-Term Care, and the Conversations to Have Now

Financial Planning for Aging Parents: Powers of Attorney, Long-Term Care, and the Conversations to Have Now

by Scott Nelson | Aug 5, 2026 | Financial Advisors, Financial Planning, Retirement Planning

Many affluent families find themselves managing two financial plans at once: their own retirement and their parents’ care. This is often called the sandwich generation experience, and it comes with emotional weight as much as financial complexity. Love, guilt,...
The Family Bank: Structuring Intergenerational Investment Loans for High-Net-Worth Families

The Family Bank: Structuring Intergenerational Investment Loans for High-Net-Worth Families

by Kateryna McVeigh | Jun 16, 2026 | Financial Planning

You’ve worked hard to build something meaningful. Now you want to help your children get ahead without simply handing money over and hoping for the best. Outright financial gifts feel generous, but they come with real risks: divorce settlements, creditor claims,...
Asset Location vs. Asset Allocation: The Multi-Million Dollar Difference in Canadian Tax Drag

Asset Location vs. Asset Allocation: The Multi-Million Dollar Difference in Canadian Tax Drag

by Monty Souther, PFP®, CFP® | May 12, 2026 | Financial Planning, Investing, Taxes

Imagine reviewing an investment portfolio that matches your exact risk tolerance and long-term personal goals. The mix of equities, bonds, and alternative assets looks optimized on paper. Yet, beneath the surface, a quiet inefficiency might be eroding your returns...
Canada’s $1 Trillion Transition: Preparing Your Family for the Great Wealth Transfer

Canada’s $1 Trillion Transition: Preparing Your Family for the Great Wealth Transfer

by Scott Nelson | Apr 13, 2026 | Estate Planning, Financial Advisors, Financial Planning

An unprecedented shift is occurring in the Canadian financial landscape. Over the next two decades, an estimated $1 trillion will transition from Baby Boomers to Gen X and Millennials. This “Great Wealth Transfer” represents the largest intergenerational...
Self-Directed Investing vs. Professional Wealth Management: The True Cost-Benefit Analysis

Self-Directed Investing vs. Professional Wealth Management: The True Cost-Benefit Analysis

by Kateryna McVeigh | Feb 11, 2026 | Financial Advisors, Financial Planning, Investing, Taxes

Many successful Canadians are drawn to self-directed investing for understandable reasons: lower visible fees, greater control, and the satisfaction of managing their own financial future. For high-income professionals and entrepreneurs, DIY platforms can feel...
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Recent Posts

  • Raising Financially Capable Heirs: Teaching the Next Generation About Wealth Without Spoiling Them
  • The Insured Annuity Strategy: How to Generate Tax-Efficient Retirement Income in Canada
  • Monthly Market Review July 2026
  • Financial Planning for Aging Parents: Powers of Attorney, Long-Term Care, and the Conversations to Have Now
  • When a Client’s Business Grows: How Group Benefit Needs Change at Each Stage

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    • About
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      • Meet the Team
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    • Resources
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