Transparency that Matters, Personalized Advice that Lasts

Customized financial services that help Canadians get ahead.

When Can I Retire?

How Much Life Insurance Do I Need?

How Suitable is My Investment Portfolio?

Does my Business Have an Adequate Group Benefits Plan?

The Qopia Advantage

Planning That Works for Your Lifestyle

In volatile times, having visibility into your financial picture helps you plan for bumps along the road. We help you see the whole picture.


Investment Management

There is no such thing as one-size-fits-all investing. How does your portfolio align with your goals?


Financial Planning

What does your long-term plan look like, and are you prepared for retirement?


Insurance & Estate Planning

How well do your insurance and medical benefits protect you and your loved ones?


Group Benefits

Benefits packages, health and wellness accounts, groups RSPs, and executive compensation plans.

The Qopia Difference

Our Expertise,

Your Financial Plan

The asset list of today is more diverse than ever. From bitcoin to diversified ETFs, our plans leverage the financial instruments most appropriate for your goals.


Core Investments

Public Equity

Private Debt

Public Debt

Private Real Estate

Liquid Alternative Investments

Tactical Investments




Tactical Investments

Smart investments tailored to market conditions


I cannot say enough about Arif and Ben’s professional demeanor, how they put their clients best interest at the forefront and their unwavering patience for helping clients come up the financial investment learning curve. In an extremely short period, both Arif and Ben have become our trusted advisors and I look forward to working with them for many decades.

Riz R

My only regret is not moving to Arif and Ben sooner. Amazing service and thoughtful guidance. They treat my investments as if they were their own and I'd recommend them to anyone who wants a "one stop shop" where everything from investments, insurance, legal matters, lending matters are taken care of using a holistic, well though out, common sense approach.

Farhana J

.. I am absolutely thrilled to have been connected with Ben and Arif.. Between the two of them, their knowledge of financial strategies and planning for the future is very impressive. Like-minded and so easy to speak with, I feel extremely confident in following their advice when it comes to managing money and planning ahead. I wish I had crossed paths with them many years ago but they have helped me a lot and I look forward to many, many more years working with them!

Devon T

I had a great experience working with Arif. Would highly recommend for your life insurance needs!

Melissa H

Arif and staff have been superb handling my insurance needs.

Robert B

Tools from the Experts

Financial Tools & Resources

We have created several case studies and tools to help you, as well as a regularly updated blog that explores personal finance, investing, tax planning, insurance, and more.

Latest Posts


Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”).  Investment services are provided through Qopia Investments, an approved trade name of ACPI.  Only investment-related products and services are offered through ACPI/Qopia Investments and covered by the CIPF. Financial planning and insurance services are provided through Qopia Financial.  Qopia Financial is an independent company separate and distinct from ACPI/Qopia Investments.