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The Qopia Difference

powered by align capital partners

Qopia Financial, powered by Aligned Capital Partners, has tailored a proprietary investment strategy that focuses on a CORE portfolio of diversified investments along with a TACTICAL allocation model focused on outperforming within its risk tolerance and investment objective.

The CORE of the portfolio encompasses a global approach within its investment mandate to mitigate risk and aim for top-tier, risk-adjusted returns. The TACTICAL allocation works to take advantage of market deficiencies and/or favourable conditions within sectors and industries, looking for outperformance on an annual basis.

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Core Investments

40% Public Equity

Incorporating publicly traded investments.

25% Public Debt

A mix of corporate and government bonds.

5% Private Debt

Debt opportunities are not available on the public market.

5% Private Real Estate

Utilizing inflation-protected assets for growth.

5% Liquid Alternative Investments

Smart cash-flow generating investments.

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Tactical Investments

Smart investments that capitalize on market conditions.

Tactical Investments

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Disclaimer: portfolio allocations are based on your risk tolerance and financial plan. The portfolio examples shown are examples of how yours may be structured.

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Ben presenting the most recent investing results

About Qopia Investing

Professional Oversight Driven by a Committee

Our Qopia Portfolios are continuously reviewed and vigorously tested. The individual holdings can vary between active and passive strategies. Many of our holdings contain third-party investment strategies and due diligence processes. Our competitive advantage comes from utilizing our team of Portfolio Managers, Investment Advisors, and our in-house financial analysts to have visible oversight above and beyond the third-party’s process.

Our financial analysts work to review every position within the portfolio on an ongoing basis while comparing our third-party held positions with their largest competitors. Our committee of Portfolio Managers and Investment Advisors meet monthly with our analysts and discuss market headwinds, gaps in the marketplace, and improving sector specific holdings to create risk-adjusted opportunities within our portfolios.

This process creates several layers of supervision to help with risk management and having conviction and discipline in our long-term strategy for our clients.

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"

I cannot say enough about Arif and Ben’s professional demeanor, how they put their clients best interest at the forefront and their unwavering patience for helping clients come up the financial investment learning curve. In an extremely short period, both Arif and Ben have become our trusted advisors and I look forward to working with them for many decades.

Riz R

My only regret is not moving to Arif and Ben sooner. Amazing service and thoughtful guidance. They treat my investments as if they were their own and I'd recommend them to anyone who wants a "one stop shop" where everything from investments, insurance, legal matters, lending matters are taken care of using a holistic, well though out, common sense approach.

Farhana J

.. I am absolutely thrilled to have been connected with Ben and Arif.. Between the two of them, their knowledge of financial strategies and planning for the future is very impressive. Like-minded and so easy to speak with, I feel extremely confident in following their advice when it comes to managing money and planning ahead. I wish I had crossed paths with them many years ago but they have helped me a lot and I look forward to many, many more years working with them!

Devon T

I had a great experience working with Arif. Would highly recommend for your life insurance needs!

Melissa H

Arif and staff have been superb handling my insurance needs.

Robert B

Tools from the Experts

Financial Tools & Resources

We have created several case studies and tools to help you, as well as a regularly updated blog that explores personal finance, investing, tax planning, insurance, and more.

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Benjamin Lewandowski is registered to provide investment advice and products to clients residing in the provinces of BC, Alberta, Saskatchewan, Ontario. Arif Kanji is registered to provide investment advice and products to clients residing in the provinces of Alberta. Matthew Donnelly is registered to provide investment advice and products to clients residing in the provinces of Alberta, Ontario, and Northwest Territories. Dave Rodgers is registered to provide investment advice and products to clients residing in the provinces of BC, Alberta, PEI, Ont., and Mark Kotris is registered to provide investment advice and products to clients residing in the provinces of BC, Alberta, Ontario. Investment products, including securities, mutual funds and bonds are provided by Aligned Capital Partners Inc. If applicable:
Qopia Investments is a trade name of Aligned Capital Partners Inc. (ACPI). ACPI is regulated by the Investment Industry Regulatory Organization of Canada (www.iiroc.ca) and a Member of the Canadian Investor Protection Fund (ww.cipf.ca). Client accounts are protected by the Canadian Investor Protection Fund, within specified limits. A brochure describing the nature and limits of coverage is available upon request.
Benjamin Lewandowski is a Portfolio Manager, Mark Kotris is an Investment Advisor, Arif Kanji is an Investment Advisor, Matt Donnelly is an Investment Advisor, Dave Rodgers is an Investment Advisor, Luke Demjen is an assistant, and are also licensed for the sale of insurance products. Benjamin Lewandowski, Mark Kotris, Arif Kanji, Matt Donnelly, and Dave Rodgers are registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the services and products discussed. The name of the entity being represented should correspond to the business being conducted. Qopia Financial and Aligned Capital Partners Inc. (ACPI)* is a/are separate legal entities. ACPI is regulated by the Investment Industry Regulatory Organization of Canada (IIROC.ca) and Member of the Canadian Investor Protection Fund (CIPF.ca) Investment products are provided by ACPI and include, but are not limited to, mutual funds, stocks, and bonds. Any advice which may be given in respect of non-securities services is given by Benjamin Lewandowski, Arif Kanji, Mark Kotris, Matt Donnelly, and Dave Rodgers solely and no such advice is given in their capacity as a registrant of ACPI. Canadian Investor Protection Fund (CIPF) coverage is available to IIROC Dealer Members and does not offer protection, within limits, on nonsecurities products not held by a Member.
Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non-securities services provided by Benjamin Lewandowski, Mark Kotris, Arif Kanji, Matt Donnelly, and Dave Rodgers and Qopia Financial.
This website is for informational and reference purposes only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. The opinions expressed are those of the author and do not necessarily reflect those of ACPI. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. Content is accurate as of the date of publication, and subject to change without notice. By accessing links to external websites, you will be leaving this website, and Qopia Financial and ACPI are not responsible for the information contained on these external websites. Content may not be reproduced or distributed without the consent of Benjamin Lewandowski, Mark Kotris, Arif Kanji, Matt Donnelly, and Dave Rodgers.
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