by Monty Souther, PFP®, CFP® | Aug 25, 2026 | Financial Planning
For many families who have built significant wealth, the biggest worry isn’t whether there will be enough to pass on. It’s whether the next generation will be ready for it. Will inherited wealth undermine work ethic? Will it dull judgment, or create a...
by Monty Souther, PFP®, CFP® | May 12, 2026 | Financial Planning, Investing, Taxes
Imagine reviewing an investment portfolio that matches your exact risk tolerance and long-term personal goals. The mix of equities, bonds, and alternative assets looks optimized on paper. Yet, beneath the surface, a quiet inefficiency might be eroding your returns...
by Monty Souther, PFP®, CFP® | Jan 14, 2026 | Financial Advisors, Investing
When you’ve worked years to build substantial wealth, the decisions you make about who manages it carry weight far beyond portfolio performance. For high-net-worth individuals, the relationship with a financial advisor is foundational to preserving legacy,...
by Monty Souther, PFP®, CFP® | Sep 23, 2025 | Financial Advisors, Financial Planning, Taxes
Sudden wealth can arrive in many forms — selling a business, receiving a large inheritance, or experiencing a financial windfall such as a settlement or stock payout. While these events often bring relief and opportunity, they also raise complex questions: What should...
by Monty Souther, PFP®, CFP® | Mar 12, 2025 | Financial Planning, Retirement Planning, RRSP
When it comes to managing your retirement savings, transferring your RRSP or pension to a financial advisor is more than a simple transaction—it’s a strategic move to protect and grow your wealth. Without expert financial guidance, you could face unnecessary tax...
Recent Comments