Qopia Logo
  • About
    • About
    • Meet the Team
  • Services
    • Insurance
    • Financial Planning
    • Group Benefits
    • All Services
  • Resources
    • Tools
    • Blog
  • Advisors
    • Join Our Team
    • Looking to Retire
  • Investments
Client Portal
Contact
  • About
  • Services
    • Investment
    • Insurance
    • Financial Planning
    • Group Benefits
    • Services
  • Resources
    • Blog
    • Resources
  • Advisor Tools
    • Join Our Team
    • Looking to Retire
  • Contact
  • Client Portal
Corporate-Owned Life Insurance: A Tax-Efficient Strategy for Business Owners

Corporate-Owned Life Insurance: A Tax-Efficient Strategy for Business Owners

by Jesse Reimer | Mar 5, 2026 | Qopia Insurance

As a Canadian business owner, you’ve worked hard to build something meaningful, and your corporation holds financial opportunities that most people never fully explore. One of the most powerful is corporate-owned life insurance (COLI): a strategy that puts your...
Unlocking Retained Earnings: The Tax-Efficient Strategy of a Corporate Insured Retirement Plan (CIRP)

Unlocking Retained Earnings: The Tax-Efficient Strategy of a Corporate Insured Retirement Plan (CIRP)

by Jesse Reimer | Feb 4, 2026 | Qopia Insurance

You’ve spent decades building a successful business. Your corporation shows healthy retained earnings, proof of your hard work and strategic decisions. But here’s the catch: those dollars are essentially locked behind a tax wall. Any attempt to withdraw...
Term vs. Permanent: Answering the Most Common Life Insurance Question

Term vs. Permanent: Answering the Most Common Life Insurance Question

by Jesse Reimer | Jan 29, 2026 | Qopia Insurance

In the world of sophisticated financial planning, few questions arise as frequently, or carry as much weight, as this: “Which type of life insurance do I actually need?” For high-net-worth individuals, the question isn’t just if coverage is needed. It’s about how the...
Personal Insurance vs. Lender Insurance: A 3-Point Comparison for Your Clients

Personal Insurance vs. Lender Insurance: A 3-Point Comparison for Your Clients

by Jesse Reimer | Dec 1, 2025 | Qopia Insurance

As a trusted advisor in the real estate, lending and/or general insurance space, you know the whirlwind of emotions your clients face during the closing process. There is excitement, stress, and a mountain of paperwork. In that final sprint to get the deal done, it is...

Recent Posts

  • Group RSPs vs. Individual RSPs
  • Corporate-Owned Life Insurance: A Tax-Efficient Strategy for Business Owners
  • Self-Directed Investing vs. Professional Wealth Management: The True Cost-Benefit Analysis
  • Unlocking Retained Earnings: The Tax-Efficient Strategy of a Corporate Insured Retirement Plan (CIRP)
  • Term vs. Permanent: Answering the Most Common Life Insurance Question

Recent Comments

    Know your Advisor
    

    Email

    info@qopiafinancial.ca

    

    Phone

    403-910-5964

    • About
      • About
      • Meet the Team
    • Services
      • Insurance
      • Financial Planning
      • Group Benefits
      • All Services
    • Resources
      • Tools
      • Blog
    • Advisors
      • Join Our Team
      • Looking to Retire
    • Investments